Many people assume they would be able to depend upon Social Security disability benefits in the event they ever become too sick or disabled to work. They might feel the same about disability payments offered through their place of employment. However, as the rate of disability claims increase, both the SSA and private disability providers are more hesitant to provide funds, no matter the level of need.
According to SmartMoney, one woman from Washington state has been particularly exasperated with her insurance company's lack of financial support. The woman's many complications from breast cancer made it impossible for her to work, yet Cigna, her insurance provider, began questioning her symptoms, claiming she was well enough to work. After reducing her disability payments on a policy paid for by her employer, Cigna stopped them altogether for a few weeks.
After the woman's attorney appealed, Cigna reinstated the payments, claiming that officials had put the payments on pause because they did not have enough information about her illness.
SmartMoney asserts that these days, many insurance companies not only decrease the amount of payments, but they also scrutinize each case more carefully than ever before. Additionally, many employees pay more in monthly premiums for the chance to be covered by disability insurance should they ever need them.
The number of claims for Social Security disability increased by 17% in 2009 alone, and 2010 will likely show a similar trend. Unfortunately, tightening purse strings may mean that fewer deserving people will obtain their rightful benefits, making it more important than ever to have the help of a qualified disability attorney as you fight for your disability benefits.
Fort Lauderdale, Florida disability lawyers, LaVan & Neidenberg, represent over 5000 disability claimants. Our disability attorneys have experience with cross examining agency-appointed medical and vocational experts and take time when speaking with you about your disability claim. Call us today at 1-888-234-5758 for a FREE legal consultation. There is NO OBLIGATION to hire our firm and there are NO FEES unless one of our trained disability lawyers wins your case.
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