Noteboom The Law Firm

Results of CDA 2010 Consumer Disability Awareness Survey

You may be facing a lot of uncertainty about how you will financially care for your family while you are disabled. If you have been diagnosed with a disabling medical condition, long-term disability benefits can help to offset lost income.

The results are in for the 2010 Consumer Disability Awareness Survey. Overall, there are strong indications that many Americans are not prepared for the possibility of facing a disability.

Some of the statistics on disability in the United States show the following:

 

• almost 90% of disabilities are not worked related, therefore they don't qualify for Workers' Compensation;
• more than 10% of individuals in the U.S. who are between the ages of 18 and 64 are disabled;
• as of Oct. 2010, Social Security disability benefits are provided to 8.1 million workers;
• just 35% of Social Security disability applications were approved initially in 2009; and
• approximately 100 million workers in the U.S. do not have private disability insurance.

 

According to the CDA 2010 Long-Term Disability Claim Review, the following were causes for a worker to become disabled:

• cancer represents 15% of claims (2^nd leading cause of new disability claims); 
• circulatory/cardiovascular problems are the 3^rd leading cause of existing and new claims;
• more than 1 out of 4 disabilities are a result of bone and muscle disorders; and
• lifestyle habits and behavior that cause obesity are quickly becoming the major reason for health-related disabilities.

 

If you have questions concerning your eligibility for long-term disability benefits, you should consult with a Fort Lauderdale long-term disability attorney.

Long-term disability benefits may be available to those who have purchased a disability plan from a private insurer or have coverage through an employer. Unfortunately, the insurers don't make it easy for the disabled to get access to the benefits they deserve. When a severe medical condition makes it impossible for you to work and you've been denied your long-term disability benefits, an attorney from LaVan & Neidenberg, P.A. can help you to cut through the red tape and fight for your benefits, no matter where you live in the U.S! Contact a South Florida disability attorney today - 1-888-234-5758.