Noteboom The Law Firm

What Could Lead to the Need for Long-Term Disability Benefits?

Since the chance of becoming sick due to a serious medical condition is high, long-term disability benefits - by way of long-term disability coverage - are beneficial to working adults.

According to a report from Inc., there are a number of reasons that an adult could end up needing long-term disability benefits. The 2009 Bureau of Labor Statistics reported 1,238,490 cases of injury or illness in the U.S., which required an adult to stop working for a period of time while recovering.

The Social Security Administration reports there is a 30% chance that before a 20-year-old worker reaches retirement, they will end up with a disability.

Some of the medical conditions that could lead to the need for long-term disability benefits include:

 

• knee problems;
• diabetes;
• fibromyalgia;
• carpel tunnel;
• chronic fatigue; and
• cardiovascular problems.

However, even if you do have long-term disability coverage, obtaining benefits may not be as easy as you would think. If you have been denied disability benefits or would like help in filing your initial application, you should consult with a South Florida long-term disability attorney.

An attorney who focuses on the field of disability can determine if your medical condition qualifies you to receive benefits and can assist you in filing your claim so that you stand a better chance at getting approved the first time around.

Long-term disability benefits may be available to those who have purchased a disability plan from a private insurer or have coverage through an employer. Unfortunately, the insurers don't make it easy for the disabled to get access to the benefits they deserve. When a severe medical condition makes it impossible for you to work and you've been denied your long-term disability benefits, an attorney from LaVan & Neidenberg, P.A. can help you to cut through the red tape and fight for your benefits, no matter where you live in the U.S! Contact a South Florida disability attorney today - 1-888-234-5758.