How do the state laws affect my private (non-ERISA) disability claim?

A: Each state has its own laws regulating private (non-ERISA) disability policies. Some state laws allow you to seek punitive damages if your insurance carrier acted in bad faith while processing your claim. Awarding punitive damages can be costly to your insurance carrier, therefore, expect the insurance carrier to carefully investigate your claim - they may hire a private investigator to dig up adverse evidence against your claim. Disability law is our specialty – we will guide you through the complex and delicate claims process. Call us today for a FREE evaluation of your case – 1.888.234.5758.