



Q: I am disabled and cannot return to work. What steps should I take before I apply for long-term disability (LTD) benefits?
A: If you are fortunate enough to have purchased a long-term disability (LTD) insurance policy, we suggest that you have it reviewed by a an attorney immediately. So often people are not familiar with the details of their LTD insurance policy until they become disabled, make a claim, and are denied benefits. The Law Office of LaVan & Neidenberg will file your claim correctly and appeal all denials. Our goal is to maximize the benefits you receive from your LTD insurance policy. The majority of group (employer-sponsored) policies require you to file your claim within 30 days of the day you stop working. If you are unable to work and have an LTD policy, contact us immediately at 1.888.234.5758 to discuss your claim.
Law Offices of LaVan & Neidenberg, P. A.
1214 South Andrews Avenue
Suite 301
Fort Lauderdale, FL 33316
Phone: (954) 523-3870
Toll Free: (888) 234-5758