What is ERISA and how does it affect my disability claim?

A: The Employee Retirement Income Security Act of 1974 provides the framework and consumer protections for employer-sponsored (group) disability insurance plans. The process for disputing denied claims governed by ERISA is complicated and places additional requirements on the claimant. One of the biggest disadvantages of ERISA is that a claimant cannot file a separate lawsuit to recover punitive damages if the insurance carrier acts in bad faith while processing an LTD claim. When you have the proper representation, from the start, it is easier to combat ERISA.
The Law Office of LaVan & Neidenberg has found that many claimants pursuing disability claims on their own do not know how to build a strong case. Our firm has the experience and qualifications you need to help you win your case.