Videos
Blog 
Long-Term Disability
- Mild Depression May Be Helped with Anti-Depressants
- Middle-Aged Adults Increase Chance of Major Cardiovascular Event with Any Risk Factor
- Patients with Diabetes and Depression Improve with Simultaneous Treatment
- Regular Black Tea Consumption May Lower Blood Pressure
- GI Tract Bleeding a Serious Problem for Patients with Kidney Failure
News
Long-Term Disability
- Obese Colon Cancer Patients at Increased Risk of Surgical Site Infection...
Posted on 5/26/2011 - 2 Companies Vying For Submission of Hepatitis C Drugs...
Posted on 11/5/2010 - Obese Children at Increased Risk for Heart Disease...
Posted on 6/30/2009
Library
Definition of the term "Any Occupation"
Although different disability policies can define this term differently, it usually means an occupation that an individual is qualified for as a result of their training, education and experience. For example, a surgeon whose policy uses the ‘any occupation' definition of disability would not be considered disabled if he/she could be gainfully employed (see definition below) in a related area of medicine.
The any occupation definition generally includes some consideration of one's earnings history as well, and the policy may include a specific level of income that qualifies as "gainful". If it does specify a certain level, a good general rule is that earnings are more likely to be considered "gainful" as they approach the insured's pre-disability earnings (typically 60% to 66 and 2/3%).
Return to Long-Term Disability
Free Reports
Free Consultation
Law Offices of LaVan & Neidenberg, P. A.
1214 South Andrews Avenue
Suite 301
Fort Lauderdale, FL 33316
Phone: (954) 523-3870
Toll Free: (888) 234-5758
Get Directions
Petitions
FAQs
Long-Term Disability
- Do I have to pay income-tax on the long-term disability payments I receive?
- What is the "treating physician rule" and how will it affect my long-term disability claim?
- I am disabled and cannot return to work. What steps should I take before I apply for long-term disability (LTD) benefits?
- When should I file my long-term disability (LTD) claim?
- Is it really that difficult to receive long-term disability benefits?