Group Disability Coverage

Disability coverage (typically referred to as "long-term disability") provided to eligible individuals by their employer or union as a benefit of employment. This coverage may be provided through a group policy purchased by the employer/union from an insurance company (an "insured plan"), or the employer/union may simply set money aside in a separate account, plan or fund (a "self-insured", or more accurately, "self funded plan").

Return to Long-Term Disability