Determining Your Social Security Disability Income

Many people seeking to file for Social Security disability benefits are curious to know how much disability income they can expect with a successful claim. When you trust your claim to the experience of a South Florida disability lawyer you can take comfort in knowing that your lawyer will fight for your full amount of disability income.

How Social Security Disability Income is Determined

Social Security disability benefits are determined by many factors in your past and current work situations. For Social Security Disability Insurance benefits you must have adequate work credits and a disabling condition that prevents you from performing substantial gainful activity (SGA). For Supplemental Security Income (SSI) benefits you must fall within a financial need threshold and have a disabling condition that prevents you from performing SGA.

The basis of determining your disability income is the amount you would have received in retirement benefits had you not become disabled. When you are approved for Social Security disability benefits, it is assumed that you are unable to work for a long-term period, meaning you are unable to add to your Social Security retirement amount. Disability income takes this into consideration and uses your prior work history to determine a projected retirement amount.

Estimating Your Social Security Disability Income

There are several methods to attempt to determine an estimate of what you will receive in disability income when you are seeking to apply for Social Security disability benefits. When you work with a South Florida disability lawyer they may be able to assist you in determining an estimate of your disability income based on review of your work history and past wages.

Another method you may use to estimate your disability income amount before your application for Social Security disability benefits is approved is through the Social Security Administration's online tools. The programs offered on their website are basic estimators and should not be taken as a final estimate even though it is from the SSA website.

The online estimators ask for your date of birth, income history, and estimated date of retirement. Because this is only basic information and does not take into consideration details of your disability, working dates, and other determining factors in your Social Security disability benefits claims, it is only a general estimate.

You may also contact your local Social Security administrative office to speak to a counselor about your disability income. They may be able to assist you in creating a more accurate estimate than the online tools.

Contacting a South Florida Disability Lawyer

A physical or mental disability can ruin and completely change your life. If you are disabled and can no longer work because of your condition, you should contact a South Florida disability lawyer to learn about your rights and determine eligibility.

Get a FREE Social Security disability guide and avoid the common mistakes many claimants make during their application or appeal. If you or your loved is suffering from a severe physical or mental disability, contact The Law Offices of LaVan & Neidenberg, P.A. 1-888-234-5758

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